How OwnAgain Works
Inspect physically. Enter your handshake code. Own it again. A transparent 7-step journey protecting buyers and sellers across Nigeria.
Architecture & Showcase Demonstration: Currently operating in verified customer preview & simulator mode. Live Paystack/Monnify banking settlement integrations are scheduled for Phase 4 & Phase 5 production cutover.
BUY / DISCOVER
Find Verified Pre-Owned Items Nearby
Browse neatly used smartphones, laptops, electronics, and home appliances filtered by State and LGA. Every listing features authentic, client-compressed actual item photography.
VERIFY
Review Seller Reputation & Condition Previews
Check the seller’s verified phone/email badges, completed transaction count, and short 7s/12s condition preview videos proving the device powers on and functions.
FUND
Lock Payment in Digital Escrow
Buyer funds are locked in OwnAgain’s digital escrow vault. The seller does not receive a single kobo until you physically test and approve the asset.
COMMIT
Agree Safe Meeting Hub or Waybill Transit
Choose Mode A (in-person meetup at a bustling public mall, fuel station mart, or bank premises) or Mode B (interstate transit via certified carriers like GIG Logistics or ABC Transport).
INSPECT
Test the Item Physically in Real-Time
Power on the gadget, test all ports, check battery health, test cameras and speakers. In interstate transit, you have a 96-hour collection window to inspect at the terminal hub under station agent supervision.
HANDSHAKE
Authorize Release with One-Time Handshake Code
Only after 100% satisfaction, the buyer generates the cryptographic 6-digit PIN (or reveals Split-OTP Part A to the terminal agent). Never share the code if dissatisfied.
RELEASE
Instant Payout & Finality Lock
When the seller or agent enters the verified code, escrow funds are instantly and irreversibly released to the seller’s verified NUBAN account. Payout is complete and final.
Mode A: Local In-Person Meetup
For buyers and sellers in the same town. Meet at verified public commercial hubs (e.g., Ikeja City Mall, Banex Plaza Abuja). Test the device physically, then enter the 6-digit handshake OTP.
Mode B: Interstate Logistics
For inter-city shipments via verified carriers. Governed by the **Split-OTP Protocol** (Buyer Part A + Station Part B) with a **96-hour collection window** and reverse return protocol.